Our Approach
Because You Need Objective Advice
DSA is an independent firm dedicated to helping our clients enrich their lives. We understand that your goals and dreams are unique and the number of financial options you can choose to help reach them can be overwhelming.
We are particularly adept at helping you through life’s transitions—planning your retirement, funding an education for your children or grandchildren, and transitioning wealth between generations—giving you confidence to make informed decisions about your financial future.
Financial Consulting
Estate Planning
Retirement Strategies
Investments
Our Wealth Planning Process
We developed a simple but comprehensive wealth planning process to help you sort through the myriad of choices available to today’s investors to make clear, confident financial decisions.
This process starts with listening to your unique goals and assessing your current situation, followed by explaining and educating you on suitable strategies to pursue your objectives. Once you are satisfied with the vision we recommend, we not only implement your financial plan, but we review and monitor that plan to ensure you’re staying on track.
Discovery
We feel it’s important to get to know you as an individual and understand your needs and desires before making recommendations or discussing specific strategies. We meet with you to gain an understanding of who you are and the things most important to you in life. In discussing your current situation, your family and loved ones, and your dreams and goals, we ask questions about your past financial and investment experiences, and your many accomplishments in life.
Planning
Using the information gathered in our Discovery meeting, we analyze and evaluate your financial situation to determine what’s working for you and what could be improved. We show you where you are now and what it will take to begin fulfilling the goals you have set. We also discuss the financial implications for each goal and construct the framework for a plan that supports your objectives.
Strategies
This stage encompasses the implementation phase of the wealth strategies we’ve mapped out for you. You are provided strategies aligned with each milestone, goal or objective agreed upon in the Planning phase. From retirement plans to investments, trusts, mortgages and insurance, we make recommendations that put you on the path toward your destination. You receive a written step-by-step plan outlining the recommended strategies that have been tailored to fit your unique needs. We continue to present new opportunities as your needs evolve with the passage of time.
Monitoring
While life isn’t always predictable, having a comprehensive plan in place can help you better anticipate and plan around unexpected events or situations. We encourage periodic phone calls and meetings to monitor your cash flow and net worth to ensure your strategies are effectively working for you. We also communicate and collaborate with your other professional advisors, as necessary, on an ongoing basis to help ensure all actions taken are aligned with your goals and values.